| Do you have a tuba player in your household? | | | | from home, your homeowners policy presents a |
| Perhaps you yourself play the piano or violin? If | | | | problem. Your homeowners policy has a set dollar |
| you come from a musical family, there are a few | | | | limit and typically lower than the instrument you |
| things about insurance that you will want to know | | | | are insuring. If your instrument is for business |
| if your musical instruments are irreplaceable to | | | | purposes (even occasionally), you can avoid |
| you or a member of your family. If you paid a | | | | surpassing the dollar limit on your homeowners |
| decent amount of money for the instrument, it | | | | policy by scheduling it and endorsing it for business |
| may be wise for you to learn more about insuring | | | | use. |
| your musical instrument. | | | | In the event that you are renting an instrument |
| There is nothing in basic homeowners coverage | | | | for your child, the music rental company will offer |
| that covers damage or breakage. If you are | | | | you insurance on the rented instrument. Do not |
| concerned about your French horn being damaged | | | | pay for this insurance. You can schedule your |
| or broken, then you can rest at ease by | | | | drum set under your homeowners policy and it is |
| scheduling your musical instrument or by getting | | | | an incredibly cheaper option-leaving you paying |
| special perils coverage which covers your | | | | only $4-$8 a year! |
| instrument and your other personal property. | | | | This is just some of the important information |
| There is minimal homeowners coverage on your | | | | you will need to know when purchasing or renting |
| musical instruments on basic coverage and | | | | an expensive instrument. Insuring your musical |
| practically no coverage while you are away from | | | | instrument allows you peace of mind in knowing |
| home. So, when your soundboard or electric | | | | that your musical instrument is safe wherever |
| guitar is used for business purposes or away | | | | you take it! |